Posta Shqiptare charges between 300-1,700 Lekë (or €3-€18) for domestic money transfers depending on the amount you’re sending. The fees follow a tiered structure where larger transfers cost more—for example, sending 50,000 Lekë costs 800 Lekë in fees, while sending 100,000 Lekë jumps to 1,300 Lekë.

Need to know the exact fee before you send money? We’ve built a free calculator that gives you instant results based on Posta Shqiptare’s official rate structure.

Why Calculate Your Transfer Fees First?

Planning your transfer costs prevents surprises at the post office counter. While Posta Shqiptare operates Albania’s most extensive postal network with hundreds of locations across the country, their fee structure isn’t always intuitive—and standing in line only to discover unexpected charges wastes your time.

The calculator above handles both Euro and Albanian Lek transfers, showing you the exact commission plus your total cost in under a second. No more mental math or guessing.

How Posta Shqiptare Transfer Fees Actually Work

The Albanian postal service uses tiered pricing for domestic money transfers. Here’s the complete breakdown:

For Lekë Transfers:

• Up to 7,000 Lekë: 300 Lekë fee
• 7,001-20,000 Lekë: 500 Lekë fee
• 20,001-35,000 Lekë: 700 Lekë fee
• 35,001-50,000 Lekë: 800 Lekë fee
• 50,001-75,000 Lekë: 1,000 Lekë fee
• 75,001-100,000 Lekë: 1,300 Lekë fee
• Above 100,000 Lekë: 1,700 Lekë fee

For Euro Transfers:

• Up to €70: €3 fee
• €71-€200: €5 fee
• €201-€350: €7 fee
• €351-€500: €8 fee
• €501-€750: €10 fee
• €751-€1,200: €13 fee
• €1,201-€2,300: €18 fee

The fee structure creates interesting break points. Sending 7,000 Lekë costs 300 Lekë (4.3% of transfer), but sending 7,001 Lekë jumps to 500 Lekë (7% of transfer). Understanding these tiers helps you optimize transfer amounts.

Using the Transfer Fee Calculator

The calculator works in three simple steps. Select your currency (Euro or Lekë), enter your transfer amount, and click calculate—you’ll see both the fee and total cost instantly. The interface supports Albanian, English, and Italian, making it accessible for Albania’s diverse population and international visitors.

The tool calculates fees based on Posta Shqiptare’s official rate structure, giving you accurate estimates before you visit a branch. This matters particularly for larger transfers where the difference between fee tiers can mean hundreds of Lekë.

When Posta Shqiptare Makes Sense for Money Transfers

Posta Shqiptare offers several advantages for domestic transfers. The network covers every major city and most rural areas—you’ll find post offices in Tirana, Durrës, Vlorë, and smaller municipalities where other financial services don’t operate. This accessibility makes it ideal for sending money to family in remote regions.

However, the service has limitations. Transfers only work within Albania, processing takes 1-3 business days, and you’ll need to visit a physical location during business hours. For urgent payments or international transfers, you’ll need alternatives.

Smarter Ways to Move Money in Albania

While Posta Shqiptare serves traditional money transfer needs, Albania’s payment infrastructure has modernized significantly. Digital payment platforms now offer instant transfers with transparent pricing and 24/7 availability.

Patoko supports card payments through Stripe and POK Payments, letting you pay for rides, deliveries, and car rentals without handling cash. The app displays upfront fares with no hidden fees—what you see is what you pay. This transparency matters when traveling in Albania or managing daily expenses.

For getting around Tirana and other major cities, traditional taxis often add unexpected charges and surge pricing. Patoko eliminates these issues with fixed-price routes and competitive base fares. Book a taxi through the app and you’ll know the exact cost before the ride starts—no post-transfer fee surprises like at the post office.

Digital Payment Options Across Albania

Credit card acceptance in Albania has expanded dramatically over the past five years. Major retailers, restaurants, and service providers now accept card payments, reducing the need for cash-based money transfers in many situations.

Patoko makes this particularly convenient for transportation and logistics. Need to send a package across Tirana? Our app handles payment digitally with clear pricing upfront. Planning a trip from Tirana International Airport? Book your transfer in advance with card payment—no need to withdraw cash or calculate taxi fares.

For visitors exploring Albania, digital payment options simplify everything from car rentals to getting around cities. You can compare rental companies, chat with providers, and pay by card all within one app, then use the same platform for taxis and deliveries.

Understanding Banking Fees in Albania

ATM fees and banking charges affect your overall transfer costs. ATM fees in Tirana and other Albanian cities vary by bank and account type, with international cards typically facing higher charges than domestic accounts.

Some banks waive transfer fees for customers maintaining minimum balances or holding premium accounts. These programs can save money if you make frequent transfers, though you’ll need to compare total costs including monthly fees against Posta Shqiptare’s per-transaction charges.

What About International Money Transfers?

Posta Shqiptare’s transfer calculator focuses on domestic transfers within Albania. For sending money internationally or receiving funds from abroad, you’ll need alternative services.

International transfers involve currency conversion, which adds complexity beyond simple transfer fees. Banks and transfer services use different exchange rates, and the spread between buying and selling rates affects your total cost significantly.

How Transfer Fees Compare to Transportation Costs

To put these fees in perspective: sending 50,000 Lekë via Posta Shqiptare costs 800 Lekë. A Patoko taxi ride from Tirana center to the airport runs roughly 1800 Lek—more than double the transfer fee, but you’re moving yourself instead of just your money.

The comparison matters when deciding how to handle financial transactions. Sometimes the convenience of digital payments or instant transfers justifies slightly higher fees. Other times, Posta Shqiptare’s physical network and lower rates for small transfers make perfect sense.

Free Money Transfer from Tirana Airport? Here’s How

Looking for ways to save on both transfers and transportation? Patoko occasionally runs promotions for free rides from Tirana Airport to the city center. These offers change regularly, so check the app for current deals.

The first 10 rides with Patoko come with a discount using the public WEB code—just enter it when booking. Combine this with the Toko rewards program and you’ll save more over time compared to traditional taxi services or transport costs associated with banking errands.

Planning Your Transfer: Practical Tips

Calculate your exact fees before visiting Posta Shqiptare. The calculator above gives instant results, helping you decide if postal transfers make sense for your needs or if alternatives like banking apps or digital payments serve you better.

Consider timing. If you need same-day transfers, Posta Shqiptare won’t work—plan for 1-3 business days. For urgent payments, banking apps or digital payment platforms process faster, though fees may differ.

Check the recipient’s ability to collect funds. Posta Shqiptare requires collection at a physical branch, which might be inconvenient compared to direct bank deposits or mobile payment apps that deliver funds instantly to accounts.

Beyond Money Transfers: Getting Around Albania

Whether you’re sending money via Posta Shqiptare or using digital alternatives, you’ll need reliable transportation to reach banks, post offices, and other locations. Patoko’s 24/7 taxi service operates across major Albanian cities with predictable pricing and no surge charges.

Special ride options include infant car seats, pet-friendly vehicles, and 6+1 passenger minivans for groups. Book ahead for airport pickups or use the app for immediate dispatch—drivers typically arrive within minutes in urban areas.

For longer trips or extended stays, car rental through Patoko lets you compare companies, chat with providers in-app, and pay by card. Airport pickup available for convenient starts to your Albanian adventure.

Download Patoko for Better Payment Options

Ready to simplify payments in Albania? Patoko combines transportation, delivery, and car rental in one app with transparent pricing and card payment support. No more calculating transfer fees at the post office—just tap to book and pay.

The app saves you time and money through upfront pricing, no surge charges, and loyalty rewards. Whether you need a taxi, want to send a package, or plan to rent a car, Patoko handles payments smoothly so you can focus on exploring Albania instead of managing cash.

Download the Patoko app and get your first 10 rides discounted with code WEB. Start earning TOKO rewards on every ride, building savings for future trips across Albania.

Important Disclaimer

This calculator and fee information may be outdated or inaccurate. Posta Shqiptare can change their rate structure at any time without notice. We provide this tool as a convenience, but Patoko makes no guarantee about the accuracy of fee calculations or rate information presented here.

Always verify current rates by visiting the official Posta Shqiptare page at https://www.postashqiptare.al/c/55/tarifat-e-sherbimeve or asking at your local post office before completing transfers. The official website contains the authoritative fee schedule and any updates to transfer policies.

Use this calculator as an estimation tool only—not as a definitive source for financial planning. Actual fees at the time of your transfer may differ from calculated amounts shown here.